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  1. Unit - Help Center
  2. Payments

Payments

General

  • Which specific US states does Unit support for ACH and wire payments?
  • Bank Holidays
  • Can my customer spend more than they have in their account?

Check Payments

  • Check Payment returned/rejected with "UTLA - Unable to Locate Account"
  • Changing a signature on a check payment

Check Deposits

  • Check deposit return reason "Signature Irregular"
  • Check deposits with the words " SIGNATURE NOT REQUIRED" written on them.
  • Is it possible to approve a check deposit that was rejected?
  • Check Deposit Rejection reason is Internal Error.
  • Check deposit rejection reason "FL- FI Prohibited Item"
  • At what point does the check-writing bank confirm the check is legitimate?
  • See all 10 articles

ACH

  • What is a clearing period and how is it affected by banking holidays?
  • Updating Incorrect ACH Payment Information When Verified Through Plaid
  • Why was an ACH transaction not successful if the micro-deposit went through?
  • Originated ACH Recall Request for fraud reasons- customer claims they didnt originate the transaction
  • Request to enable Early Pay Access feature
  • Managing Unauthorized ACH Debit
  • See all 23 articles

Wires

  • Originated Wire Recall Request for fraud reasons- customer claims they didnt originate the transaction.
  • Wire Instructions
  • BE01 wire return code
  • AC01- Return Reason Code
  • BE04 Wire return code
  • Unit wire cut-off times
  • See all 10 articles

Book Payments

  • Are book payments instant?
  • Why was my ACH sent as a book payment?
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