Understanding ACH statuses

When you initiate an ACH payment, it typically starts with a pending status. Refer to the note above for examples of situations where the status might not be Pending initially. You can monitor the progress of a payment by checking the status attribute or by listening for relevant webhooks.

Below are the possible status values:

Please note that the status "Pending Review" is assigned to payments that are currently undergoing a manual review process. Payments that exceed the Daily or Monthly ACH Debit Soft Limit are sent for this manual review. This limit is typically set to $1 for at least the first month to help minimize the rate of returns. After a low rate of returns has been established, you can request our team to increase the soft limit. Payments that exceed this limit will automatically be marked as ‘Pending Review’ once they are created.