Scenario 2: 'Unusable Image' is a return, in which case, there is no additional action we can take because Ensenta will not accept a retry of a returned check. The check cannot be redeposited with Unit.
Here's a quick guide on the key guidelines to follow for a successful mobile check deposit:
📸 Image Capture Best Practices
The goal is to get a crisp, high-contrast, and properly aligned image that the automated scanning software can read correctly.
| Guideline | Why It's Important |
| Use Landscape Mode | Capture the image in landscape orientation. Make sure to disable any rotation lock on your phone so the camera app functions correctly for this orientation. |
| Background & Contrast | Use a dark, consistent, and non-reflective background. Avoid patterns or textures like wood grain or marble. If your surface is light, place the check on a contrasting solid-colored sheet of paper. A light background can confuse the optical reader. |
| Lighting | Ensure the lighting is optimal and even. Avoid shadows falling across the check. |
| Avoid Flash | Do not use the camera flash. The flash can "wash out" the image, reducing quality and contrast. |
| Positioning | Hold the camera parallel to the check, not at an angle. Match the check inside the guidelines on your phone's screen. |
| Keep it Flat | The check must lay as flat as possible with no folds. Folds can warp the image, making it unreadable for Optical Character Recognition (OCR) software. |
| Define the Borders (Optional Tip) | For extra help with alignment, you can place a small dot (about the size of an eraser) in each corner of the check. This helps the OCR software properly define the borders. |
💡 Important Things to Know
Black and White Conversion
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The system doesn't use the full-color image you see on your screen. The image is automatically converted to a black and white X9 file for bank processing.
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This standard conversion process is what ultimately fails, even if the image appears legible to the human eye.
Check Sizes
While the software should auto-detect, knowing the standard sizes can help ensure you're capturing the entire item:
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Personal Checks:
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Business Checks:
What to Do Next
If the check was returned with this reason, the customer is welcome to resubmit for deposit again following the correct mobile deposit capture guidelines above.
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