How do card limits differ from account limits?

  • The account limits on card activity will be the same for all accounts under the same Deposit Product. Those limits are enforced across all cards that belong to a certain account combined (i.e. a customer who owns two cards with card ATM Withdrawal Limits of $300 cannot withdraw $300 on both cards if their deposit product ATM Withdrawal Limit is set to $500). 
  • Unit offers the functionality of card-level limits that are card-specific and are used to allow more granular control and flexibility for the customer, over a certain card. Those limits can be set up once the card is created or by updating an existing card via the Unit API.
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